Home contents insurance

Our own insurance policy does not cover your personal belongings, furniture, carpets and decorations against loss or damage due to water, fire, burglary, unless we have been negligent.

Taking out your own insurance will also provide you with cover if you are held responsible for damage caused to your home or a neighbour's home or belongings (for example, if you let your bath overflow or if you accidentally hammer a nail through a central heating pipe).

More information

For more information on suitable home contents insurance schemes contact your housing or leasehold officer.